Privacy Policy

Introduction

PAA Capital Group of Companies (“PAA Capital” or “We“) respects your privacy and is committed to protecting it through our compliance with this policy.

This policy describes the types of information we may collect from you or that you may provide when you visit the websites www.paacapital.com, m.paacapital.com or any other website published by PAA Capital (collectively our “Websites“) and our practices for collecting, using, maintaining, protecting and disclosing that information.

This policy applies to information we collect:

• On the Websites; or
• In e-mail, text and other electronic messages between you and the Websites.

It does not apply to information collected by:

• Us offline or through any other means, including on any other website operated by PAA Capital or any third party (including our affiliates and subsidiaries); or
• Any third party (including our affiliates and subsidiaries), including through any application or content (including advertising) that may link to or be accessible from or on the Websites.

Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is to not use our Websites. By accessing or using the Websites, you agree to this Website Privacy Policy. This policy may change from time to time. Your continued use of the Websites after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.

PAA Capital uses and discloses personal information it receives from its customers in accordance with its Privacy Policy, whether that information comes from the Websites, our mobile application or any other means. The information contained in this Website Privacy Policy is, in no way, intended to amend, abridge, replace, contradict, change or otherwise impact the policies outlined in our Privacy Policy.

Children Under the Age of 13

Our Websites are not intended for children under 13 years of age. No one under age 13 may provide any personal information to or on the Websites. We do not knowingly collect personal information from children under 13. If you are under 13, do not use or provide any information on the Websites, register on the Websites, make any purchases through the Websites, obtain any quotes through the Websites, file any claims through the Websites, use any of the interactive features of the Websites or provide any information about yourself to us, including your name, address, telephone number, email address or any screen name or username you may use. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us.

Information We Automatically Collect About You, How We Collect It and How We Use It

Information You Provide to PAA Capital Through the Websites and What We Do With It

We may collect information about you through our Websites when you provide information to us through the Websites’ features. You may provide this information to:

• Obtain a quote;
• File or check the status of a claim;
• Contact or chat with a customer service representative;
• Manage your account;
• Pay your bill; or
• Use other interactive features of the Websites.

The information you provide (your “nonpublic personal information“) may include, but is not limited to:

• Your name;
• Your address;
• Your Social Security number;
• Your credit card or bank account information;
• Your email address;
• Your policy number;
• Information about your health;
• Your policy information;
• Information related to a claim;
• The type of vehicle you drive or information about other drivers in your home; or
• Information about your home.

To the extent that we obtain your nonpublic personal information from you through the Websites, our use and disclosure of this nonpublic personal information is governed by our Privacy Policy.

 Choices About How We Use and Disclose Your Information

We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information:

• Tracking Technologies and Advertising. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. To learn how you can manage your Flash cookie settings, visit the Flash player settings page on Adobe’s website. If you disable or refuse cookies, please note that some parts of this site may then be inaccessible or not function properly.
• Targeted Advertising. Third party vendors may show PAA Capital advertisements on third party websites on the Internet. These third party vendors utilize the website usage information we collect, including the cookies we place on your computer, to present these advertisements to you based upon your previous visits to the Website.We do not control third parties’ collection or use of your information to serve interest-based advertising. However, these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative (“NAI”) on the NAI’s website.

PAA Capital may collect visitor data from Twitter for targeted advertising purposes. If you wish to opt out of Twitter’s collection of re-marketing data, click here.

Data Security

When you provide your nonpublic personal information to us through the Websites, it is protected with the Secure Sockets Layer (SSL) protocol. This technology encrypts your nonpublic personal information so a third party cannot access this information while it is being transmitted to PAA Capital.

Once transmitted, your nonpublic personal information is protected by our secure firewalls and other network security measures. We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration and disclosure.

The safety and security of your information also depends on you. As an added security measure, many features of the Websites will require you to use a username, personal password and personal identification number (“PIN”). PAA Capital employs strong multifactor authentication and anti-phishing protection in partnership with RSA, a leading computer and network security company. However, you are responsible for keeping your username, password and PIN confidential. We ask you not to share your username, password or PIN with anyone.

The transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Websites. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Websites.

Changes to This Website Privacy Policy

We may update this Website Privacy Policy from time to time. If we make material changes, we will post the new Website Privacy policy on this page with a notice that the Website Privacy Policy has been updated.

Any changes to our Privacy Policy will be made in accordance with our Privacy Policy.

Contact Information

To ask questions or comment about this Website Privacy Policy and our privacy practices, contact us at:

PAA CAPITAL GROUP

Ludwigsplatz 5

67547 Worms, Germany

Phone: +1 910 236 9253

Email: info[at]paacapital.com