Regulators eye big data impact on ratemaking

In insurance, big data connotes unstructured and structured data that influences underwriting, rating, and pricing. Structured data gets stored as pre-defined fields and tables, while unstructured could be social media, recorded videos or documents. Using predictive technologies, insurers use big data to discern trends and forecast future events. According to SNS Telecom, carriers’ spend on […]

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Stablecoin News for the week ending Wednesday 20th January.

Stablecoins have started to crawl, when will they walk?   Here is our pick of the 3 most important Stablecoin news stories during the week.   As reported here last month, the Office of the Comptroller of the Currency (OCC) said that banks can utilize stablecoins in transactions, among other banking activities. To get a bit […]

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Prepaid Revolution part 3: what this will do for bank stocks 

TLDR: prepaid accounts and cards are not a good trend for incumbent banks, the kind of banks that make up a bank Index ETF such as KBE. I Am Not A Financial Advisor (IANAFA),  Do Your Own Diligence (DYOD). Many investors think bank stocks are good value today. I am wary of bank stocks for two […]

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Bitcoin is the first true religion of the 21st century?

After hitting an all-time high of nearly $42,000, Bitcoin fell all the way to around $30,000 and now its back to around $35,000. The drastic shifts illustrate bitcoin’s volatility and suggest that investors should hold on tight for what could be a a turbulent ride. While it’s always hard to pinpoint the cause for bitcoin’s […]

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This Week in Fintech ending 15 January 2021

This week our experts brought you the following insights based on their experience as investors, entrepreneurs & executives. To continue receiving This Week in Fintech, you can either become a paying Member for $143 per year (and receive all our content in addition to this weekly summary) by clicking here.  If you just want to […]

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Alt Lending Week Ending 15th January 2021

    Patisserie Valerie auditor Grant Thornton sued for £ 200 million In January 2019 Patisserie Valerie a chain of nearly 200 upmarket coffee and cake shops  spectacularly collapsed. This was allegedly caused by fraudulent accounting within the company and has resulted in some criminal charges against company executives. The interest thing is that the […]

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XBRL News about the world, Europe and commodities

Here is our pick of the 3 most important XBRL news stories from the last week.  1 180 XBRL projects around the world Today, XBRL International reports that there are 180 XBRL projects around the world. (Here is an Excel spreadsheet with the projects.) Those 180 XBRL projects are in 60 different countries, The Netherlands has […]

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API Driven Insurance-As-A-Service Can Learn From Banking

  In earlier posts, I wrote of the ecosystem opportunity in insurance with references to embedded insurance. A tangible strategy in vogue for capitalizing on such opportunities is through an insurance-as-a-service approach. This follows closely what fintechs have achieved in the banking-as-a-service (BaaS) space. To better understand the insurance context, I illustrate few banking trendsetters […]

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Stablecoin News for the week ending Wednesday 13th January.

Beyond the hope and hype.   Here is our pick of the 3 most important Stablecoin news stories during the week.   This week we calm down after the festive season party and face up to the inevitable hangover.  As in a sober analysis of how we would build a Digital Asset infrastructure that is as […]

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