Always something new to learn under the insurance sun

TLDR     For the common good the policyholders will corporate with each other. The contribution of the policyholders is considered donations. To help those who need assistance, all their policyholders will pay their share. The liabilities are shared according to the pooling system of the community and losses are divided. According to compensation and subscription, […]

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Raisin acquires pensiontech Fairr, in record year for fintech M&A

The brown cardigan wearing pension world is on the cusp of being disrupted, only they just don’t know it yet. Retirement savings are often seen as dusty, impenetrable and unsexy. Thinking about retirement prompts thoughts of death and Zimmer frames, both of which, dear reader, are terribly unmarketable to the average pre-retiree. And while a […]

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Hybrid Security Tokens – What are they and What are they not?

NEWS  – Crypto and Security Token Exchange INX to Raise $130 Million in Landmark IPO: INX Limited, a crypto exchange startup, plans to raise up to $129.5 million through an IPO, in the first security token sale registered with the U.S. Securities and Exchange Commission. No, that’s not a typo for “ICO,” the initial coin offerings […]

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Do we need Stable Coins?

TLDR. While most consider cryptocurrencies an investment asset class, we should not forget that the original purpose of decentralized digital currencies was to be used as currencies. Volatility has been the biggest obstacle for cryptocurrency payments. The use of cryptocurrencies as a payment method has been slow, but over time it has been gaining substantial momentum. […]

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$144 Billion value to Sub Saharan Africa – Mobiles lead Fintech for Good

If you joined the Fintech party only this year, and feel you missed on riding the curve – don’t worry. Sub Saharan Africa is where all the Fintech excitement is at the moment. In 2018, Fintech investments in Africa quadrupled to $357 Million. Image Source This is tiny compared to the Billions being invested in […]

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Just in Time insurance- only what you need, when you need it

  Image TLDR   It wasn’t that long ago that production and retail inventories were gauged by the space available in which to store the supplies/goods.  Then some smart people determined that in a well-managed, lean operation inventory could be obtained upon instant need, and thus Just in Time (JIT) Inventory principles were developed. Is the […]

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Instant gratification underpins successful fintech – the rise of early wage access providers

The other night I was out to dinner with a few friends, and I got into a conversation about our obsession with convenience, of which we are all guilty of. The thing is, we shouldn’t really be embarrassed about our drive for immediate satisfaction. After all, it simply represents our desire to protect and retain […]

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Six diverse picks of Fintech shovels & Fintech stacks

The transformation of Financial services continues and re-bundling is one of the trends that is at work. Fintechs are collaborating and creating fuller stacks by bundling several services and growing their businesses. Six picks give you a picture of the diversity of this trend. Mambu is a leader in the Saas core banking sector. It […]

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Every Bank wants to be a Bitcoiner. Do we need Central Bank Digital Currencies?

  TLDR. Bitcoin’s price rebound and the advent of Libra so far this year, has caused many to reconsider and some even to change sides. Debates about Central Bank Digital Currencies (CBDC) are now gathering great attention worldwide. Central banks may have to issue their own digital currencies sooner than expected. A number of central banks, including the People […]

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