InsurTech efforts and the customer- who is being served with tech?

image The customer- easily overlooked on innovation’s path, and the continuous need for insurance companies to keep the customer as the ultimate focus of any innovation efforts. It’s a good week to revisit a favorite topic of mine; after presenting sessions on mobile claim applications to adjusters at the Property and Liability Research Bureau’s regional […]

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Neobank bonanza downunder, as Xinja and 86 400 both launch

  Earlier this week banking history was made in Australia, with two new neobanks claiming a photo finish first to market. On Monday, within hours of each other, new banks Xinja and 86 400 both announced they were open for business. The launch of both businesses marks a significant milestone for the fintech sector downunder, […]

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Two live Blockchain use cases in Mutual Funds administration and four pilots

In Blockchain world everybody wants to be `the World`s first`. The term started being a must in white papers, now it is all over social media, with announcements about The World`s first tokenized equity The World`s first STO The World`s first regulated Crypto bank The World`s first Initial Wallet Offering The World`s first Regulated ATS […]

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DeFi will eat traditional finance and dramatically expand the global lending market

  In Assyria and Sumeria, merchants made grain loans to farmers and traders that carried goods between cities. In ancient Greece and during the Roman Empire lenders that were based in temples made loans. Before banks ever existed, loans were peer-to-peer and people used to trust each other without the involvement of intermediates. Banks solved the loan […]

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The Rise of Vietnam – the new Asian Innovation hub

Poor existing banking infrastructure? No major Unicorns from the local ecosystem? – No problem. The rise of Vietnam as an innovation/Fintech hotbed is a fascinating trend. A tech savvy population, supportive government regulations, and high smartphone penetration – a great combo that has done wonders to several countries across the world. Image Source Vietnam ranks […]

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On the tides of insurance innovation

  A person has three choices in life. You can swim against the tide and get exhausted, or you can tread water and let the tide sweep you away, or you can swim with the tide, and let it take you where it wants you to go.  source Clever words for one’s life path, perhaps […]

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Fintech’s need to watch their digital backs – short-term lending banned by Google

For many fintechs, the obvious barrier to competition has always been the banking incumbents, who in the past have religiously denied access to financial infrastructure, or used regulation as a weapon in the fight to prevent fintech startups gaining a foothold in the market. But the sands are shifting, incredibly fast. Today, a new and […]

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Beware of hidden fund mgt businesses from Big Tech companies

 I will send 10 PLR tokens to any reader of Daily Fintech that knew about Apple`s financial arm – Braeburn Capital.  I will also accept tokens from any Daily Fintech reader that liked this post. My Pillar wallet address is  0x399b28bce6b754d265ad75237ed18765cf894ba9  For those that choose to send tokens of appreciation, my ask is to share […]

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Humans have harmed Earth. Can Blockchain save it?

One of the greatest technological advances known to mankind is the invention of electricity. Today, just about everything we do requires electricity. But, producing the electricity that helps us live better lives, can be disastrous for the environment. Most of our electricity is generated from non-renewable sources that pollute our air and water. As the […]

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Tala’s $110 Million raise – late stage VC feels like a House of Cards

We live in a world where we often have to wonder what the balance between promise and performance is. It is especially critical to see the distinction in a space where Billions of dollars is being pumped into. “The promise to provide lending solutions brings in more capital at higher valuations than lending itself” – […]

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