Cross border payments part 4: opening the door to adjacent markets

The cross border payments market is big. As per McKinsey, global payments revenues were $1.9 trillion in 2018, a big part of most bank’s transaction banking revenues. What happens when cross border payments moves to free? It is possible that cross border payments price comes down by 90% and volumes increase by 10x ie the […]

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Bitcoin and Defi are bringing in more VC dollars

The coronavirus had a negative impact on investment in early stage crypto startups, early in the year. The economic uncertainty caused by the pandemic made venture capital companies hesitant to invest in the first half of 2020. Yet, there is reason for optimism, as things are starting to turn around. In the third quarter of […]

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This Week in Fintech ending 13 November 2020

This week our experts brought you the following insights based on their experience as investors, entrepreneurs & executives. To continue receiving This Week in Fintech, you can either become a paying Member for $143 per year (and receive all our content in addition to this weekly summary) by clicking here.  If you just want to […]

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Alt Lending Week Ending 13th November 2020

  Banking Fintech Stars tailor their strategies to get to profitability Fintech Start ups Monzo and Revolut are the stars of digital banking as well as being bitter rivals. But they do have one thing in common in that they are both currently loss making and despite being popular with their newly acquired clients are […]

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XBRL News about regtech, mostly (ESEF, UK, HK)

Here is our pick of the 3 most important XBRL news stories this week.  1 Global regulatory community lines up behind behind digital reporting The global regulatory community has put its support behind digital regulatory reporting (DRR) initiatives acknowledging supervisors require the ability to collect better quality data more efficiently. The Bank of International Settlements (BIS), […]

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Future At Lloyds: Digital Blueprint for a 330 Year Old Exchange

In Sep 2019, Lloyds of London published their vision for the Future at Lloyds (FAL) as Blueprint One. Amid a tumultuous world economy, Lloyds has refined its strategy and game plan to launch Blueprint Two last week, a bold two-year program to establish newer ways of doing business, driven by digital channels with advanced data […]

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Stablecoin News for the week ending Wednesday 11th November.

Is your stablecoin Privately or Publicly issued? Here is our pick of the 3 most important Stablecoin news stories during the week. Today, all stablecoins are issued by the Private sector.  Tether being the largest, followed by the audited USDC.  But should we have a Public option and should the Public Central Banks have a monopoly […]

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Curating the Q3 2020 Robo Report

Efi Pylarinou is the founder of Efi Pylarinou Advisory and a Fintech/Blockchain influencer – No.3 influencer in the finance sector by Refinitiv Global Social Media 2019. The quarterly Backend Benchmarking Robo Report for Q3 is out and I am sharing my reflections after reviewing it. Bear in mind that this is a US-centric sector in which several large incumbents have already stepped in. I don’t need to highlight […]

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Cross border payments part 3: stablecoins is the nearly but not quite yet disruptor.

Quiz; what do USD Tokens, Libra, Single Currency CBDC, Synthetic  Basket CBDC all have in common? (CBDC = Central Bank Digital Currency). Answer: they are all Stablecoins Stablecoins could disrupt the cross border payments business. Not today, when you still have to use the rails described in Part 1 & 2. Maybe tomorrow it will […]

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I remember the last time Bitcoin hit $15k

When I wrote my previous post last Sunday, bitcoin was around $13.8k a coin. This week it has skyrocketed  past $15,000, for the first time since January 2018. The price increase was more or less synchronized with the vote count in the United States and the ever-increasing tension in the country. Bitcoin has gained 17% […]

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